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Last-Minute Holiday Shopping in the Philippines Made Easy with Home Credit

Posted by Marco Yambao on

It’s officially the holiday rush. Malls are packed, traffic feels nonstop, and your calendar is filled with Christmas parties, deadlines, and family gatherings. Then suddenly, it hits you—you still haven’t bought all your gifts.

If this sounds familiar, you’re not alone.

The good news? Last-minute holiday shopping doesn’t have to be stressful anymore. With Home Credit Philippines and The Great Double Zero Festival, you can still surprise your loved ones with meaningful home upgrades and must-have gadgets—for as low as ₱19 a day.

Yes, really. Zero down payment. 0% interest. Flexible installment plans that won’t break your budget.

The Great Double Zero Festival: Stress-Free Holiday Upgrades

Home Credit Philippines (HCPH), one of the country’s leading consumer finance companies, is making holiday shopping easier and more accessible for everyone. Through The Great Double Zero Festival, you can enjoy zero down payment and 0% interest on a wide range of appliances and gadgets—perfect for last-minute gifting or even rewarding yourself this season.

From home essentials to the latest tech, you can give gifts that truly matter and still make it in time for Christmas.

All-Out Appliance Holideals (For as Low as ₱19/Day)

Shopping for Tito, Tita, or even Lolo and Lola can be tricky since they rarely ask for anything. Practical and long-lasting gifts, however, are always appreciated.

Top appliance picks:

  • Devant 43” Full HD Smart TV – Clearer, better movie nights: ₱22/day or ₱649/month (18 months, ₱15,991 SRP)
  • Panasonic 9.5 cu ft Two Door No Frost Inverter Refrigerator – Energy-saving and reliable: ₱30/day or ₱909/month (18 months, ₱22,465 SRP)
  • TCL 32” S5K Full HD QLED Google TV – Compact QLED upgrade: ₱19/day or ₱569/month (18 months, ₱13,990 SRP)

Fresh and Festive Refrigerators (For as Low as ₱22/Day)

Moms are usually the busiest during the holidays—from Noche Buena preparations to New Year leftovers. A reliable refrigerator is a thoughtful gift that helps make everyday life easier.

Great choices:

  • Condura 6.3 cu ft Inverter Two Door Top Mount Refrigerator – Space-saving and efficient: ₱22/day or ₱669/month (18 months, ₱16,578 SRP)
  • Samsung 7.4 cu ft Inverter Two Door Top Mount Freezer Refrigerator – Extra storage space: ₱27/day or ₱809/month (18 months, ₱19,882 SRP)
  • LG 7.2 cu ft Smart Inverter No Frost Refrigerator – No-frost convenience: ₱23/day or ₱679/month (18 months, ₱16,713 SRP)

Big Screens for the Holidays (For as Low as ₱28/Day)

Dads—and honestly, the whole family—will appreciate a bigger screen for basketball games, binge-watching, and family movie nights.

Top TV upgrades:

  • Samsung 55” Crystal 4K UHD Smart TV – Vibrant 4K viewing: ₱30/day or ₱889/month (18 months, ₱21,999 SRP)
  • TCL 55” 4K HDR TV – A reliable family TV: ₱28/day or ₱849/month (18 months, ₱20,952 SRP)
  • Haier 55” 4K UHD Android TV – Smooth and easy streaming: ₱29/day or ₱859/month (18 months, ₱22,290 SRP)

Frosty Holiday Air Conditioners (For as Low as ₱26/Day)

Perfect for kids and young adults spending more time at home during the holiday break.

Cool picks:

  • Haier 1.5HP Clean Cool Inverter Split-Type Air Conditioner – Comfortable cooling: ₱26/day or ₱779/month (18 months, ₱19,300 SRP)
  • Midea 1.5HP Celest Inverter Split-Type Air Conditioner – Energy-efficient cooling: ₱26/day or ₱769/month (18 months, ₱19,093 SRP)
  • Condura 1.0HP Inverter Window-Type Air Conditioner – Ideal for smaller rooms: ₱32/day or ₱949/month (18 months, ₱23,371 SRP)

The Ultimate Christmas Upgrade: iPhones (For as Low as ₱61/Day)

If you’re looking for a true show-stopping gift, nothing beats a brand-new iPhone.

Available options:

  • iPhone Air – Light and stylish: ₱76/day or ₱2,279/month (24 months, starting at ₱72,990)
  • iPhone 17 – Reliable everyday performance: ₱61/day or ₱1,842/month (24 months, starting at ₱57,990)
  • iPhone 17 Pro – Pro-level camera features: ₱83/day or ₱2,484/month (24 months, starting at ₱79,990)
  • iPhone 17 Pro Max – Top-tier performance and display: ₱90/day or ₱2,688/month (24 months, starting at ₱86,990)

Last-Minute Shopping? Now Made Easy

Until December 31, 2025, you can shop for meaningful gifts—or treat yourself—without the usual holiday stress.

Applying is simple:

  • Present one valid ID
  • Get approved in as fast as one minute (subject to eligibility)
  • Available in over 18,000 Home Credit partner stores nationwide

You can also get pre-approved via the Home Credit App, available on Google Play, App Store, and Huawei AppGallery, for a faster and smoother shopping experience.

Make This Christmas More Meaningful with Home Credit

This holiday season, you don’t have to stretch your budget just to give great gifts. With Home Credit, meaningful upgrades are now more affordable and easier to get.

To view available products and store locations, visit Shoppingmall.ph.
For updates, visit www.homecredit.ph or follow Home Credit Philippines on Facebook, Instagram, and TikTok.

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